Do Pets Need Insurance? Part 3

Clients often ask if pet insurance is necessary, and whether or not these products are worth the expense.  Let’s continue to look at how pet insurance works, and explain how these products can benefit your pet.

Another reason the Kupkees chose Trupanion for their pets was its commitment to covering breed-specific disorders.  Specifically, Grendel and Zohan are dachshunds, and dachshunds are at risk for severe and debilitating back injuries.  While some back problems can be managed medically, many others require immediate, surgical intervention.  Left untreated, these injuries almost always cause paralysis.  The costs for back surgery can range anywhere between $4500 - $6000!  Similar expenses can occur when treating other breed-specific problems, such as hip dysplasia and certain cancers.  Many pet insurance companies do not cover inherited or breed-specific health problems, so be sure to ask whether or not they are covered before signing on the dotted line.